Credit Risk Discipline Tools - Implementing 14 Tools for Credit Risk Management 2019

Topics

• Elements of credit risk management
• 4 types of credit cultures and optimal credit culture
• Role of credit discipline tools in building and maintaining credit culture and credit risk management
  • Risk-driven credit analysis
  • Written credit policy
  • Experienced underwriting
  • Uniform credit packages
  • Proper loan approval-minimal credit policy exceptions
  • Informed decision-making
  • Reliable closing and booking-minimal loan documentation exceptions
  • Valid, granular risk rating system
  • Independent loan review and audit functions
  • Loan performance monitoring and reporting
  • Professional problem asset management
  • Adequate loan loss reserve
  • Credit lending and training
• Regulatory expectations for credit culture and credit risk management

Who should Attend

• Chief credit officers
• Senior Lenders
• Bank presidents
• Chief executive officers
• Credit risk managers
• Bank directors
• Credit approval officers