Review of Major Lending Regulations and Required Documentation 2014

Topics

• The impact of Reg. B on the Application Process
• Regulation B: Equal Credit Opportunity Act (ECOA)
• Regulation X: Real Estate Settlement Procedures Act (RESPA): covers purchase loans, subordinate liens, closed-end home equity loans, home improvement loans, refinances
• Regulation Z: Early Truth in Lending
• Regulation O: Insider Loans
• Review of documentation to include good faith estimate, HUD-1 or HUD1-A statement, settlement costs booklet, transfer of servicing rights, escrow arrangements
• Fair Debt Collection Practices Act
• Regulation U: Securities Credit by Banks
• Flood Disaster Protection Act

Who should Attend

• Consumer Lenders
• Board of Directors
• Branch Managers
• Commercial Lenders
• Senior or Chief Credit Officers
• Senior or Chief Lending Officers
• Compliance Officers
• Loan Review Personnel
• Administrative Assistants to the Lending or Credit Functions
• Loan Operations Personnel
• Marketing Officer